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Work your way to riches. If you are 14 or over, you can earn a fair amount of money by entering the wonderful world of employment. You could do a paper round before or after school, or work on the weekends at a local shop or caf?. Economise. Unless you are already living a very frugal existence, the chances are that you will be able to find ways to curb your spending without too much trouble. Make a list of all your weekly expenses, and see if there are any that you can cut back on, or eliminate altogether. Bring your friends in on the act. It can be hard to save money when all your friends want to do is spend, spend, spend. If you are able to convince them to go on a similar savings drive, however, you will be under less pressure to spend money when you hang out with them. Cash for good grades. Your parents might just be willing to offer you a cash incentive in return for getting good grades. After all, there is no better incentive to work hard than money, although your good grades will come in handy later on. Out of sight, out of mind. One of the best ways to build up a substantial sum of money is to put a little away every week into a savings account with a notice period. This makes your money harder to access, and should give you a healthy return from the interest as well. Ask around. You should be able to pick up a bit of cash by offering to do odd jobs for your relatives and neighbours, such as babysitting, tutoring younger children, washing cars, or mowing lawns. Open up a savings account. Money can burn a hole in your pocket if you leave it in there. By opening up a savings account with a notice period of thirty days or more, and putting in a little every week, you will be able to build up a tidy sum, earn interest on it, and prevent yourself from spending your savings frivolously. Do odd jobs for cash. You can earn money by doing odd jobs for your parents or neighbours. For example, you could offer to mow lawns, wash cars, run errands, babysit, or tutor younger children in subjects that you are particularly good at in exchange for a little money. Set up a savings goal. If you are saving for a large expense, such as a holiday or a bicycle, work out how much you need to save each week, and for how long, in order to be able to afford it. This will help you to stay focussed and resist the temptation to spend money.
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Milissa Darnstaedt is the author of this article. Santander have a range of great savings solutions available online today.
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