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Taking any vehicle abroad requires some forward planning, but with vans the process is a little different. To legally drive in any EEC country your van will need third party cover at the very least. Most van insurance policies offer this cover as standard, but it only really offers minimal protection. For an overseas trip, it is best to upgrade your insurance policy to the same level of cover that you have in the UK. Documents - As well as your valid driving licence and UK passport, you will be legally required to carry your VC5 registration documents. The VC5 system was put in place in the UK in 2004 to replace the V5 documents. If you currently only hold V5 registration documents then you will need to get these updated before you hit the road. Safety - Driving on foreign roads can be a little confusing at first, especially if it is your first trip abroad. Make sure that you brush up on the road signs and highway code for the country or countries that you will be driving in, and take extra care when driving in countries that drive on the right rather than the left. Your insurance - Breakdowns and accidents do happen, and when it happens in a foreign country it can prove a little more stressful than having an accident on the familiar roads at home. No one wants to be stranded on an unfamiliar road so it is a good idea to look for cover that offers a 24-hour recovery service and vehicle replacement so that you can get on with your journey as quickly as possible. If your van is going to be used for delivering or transporting goods and equipment, make sure you choose an insurance policy that not only covers your vehicle, but also its contents. As well as insuring your van, you need to insure your health. Medical care can be expensive overseas, and you need the peace of mind that comes with knowing that you are covered for any illness or accident. All drivers heading to Europe should apply for a free EHIC, European Health Insurance Card, before their trip as this offers free state medical care to UK drivers in EEC countries. Finding affordable insurance - By far the easiest route to affordable insurance quotes is online. Insurers tend to offer cheaper prices online and will often offer discounts to their online customers. The internet makes it easy to search through large numbers of policies too. When you start your search, try to keep it as open as possible, looking at specialists in van insurance such as Auto Direct, as well as the more mainstream car insurers. By keeping your search as broad as possible you will be able to obtain the biggest selection of policy options and quotes.
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The author of this article is Jerri Holleran. In order to choose the right cheap van insurance policy, make sure to visit the Auto Direct van insurance page.
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